Still Life

The popular e-comic becomes a novel!

If you don’t believe me, ask the dishes!

See: http://www.kickstarter.com/projects/jaimebuckley/wanted-hero-an-ecomic-becomes-a-novel

Quite a while back I found Wanted Hero and was reading the e-comics religiously… then they just stopped. After waiting a long time I, admittedly, just kind of gave up on them. But it looks like things are happening again with Wanted Hero and I will be excited to see what comes of it!

Wanted Hero Novel

Whether the current financial strains of the nation are presidential-caused, or people-caused. That is the question.

Looking back over the history of our American Presidents, there have been several recent decisions, and choices which, I believe, have led to the economy being as unstable as it is–hanging by a thread.

And yet, there have been so many bad people choices, that it is really not possible to stand back and, in honesty, claim that the problems were all caused by the President(s). The fact of the matter is, the choices of multiple companies within the United States, the choices of the people to support or follow those decisions, etc., have greatly participated in putting us where we are today.

An example would be credit cards, loans, and debts. When people go and spend and spend with a credit card and then can’t pay it back it not only hurts them but, with it happening so often, it ultimately hurts the nation.

Ok. I’d like to say that we are all doing just fabulous and that things will only be getting better from here, but, to be honest, the economy is really just trying to hang on. I don’t want to sound really negative but I wonder if we are at the point where we should no longer question: “Will it go down?”, but question instead: “When will it go down?” What do you think?

At this point I can see how getting a Money Merge Account just might be a little risky. Losing a house and all your credit with it doesn’t sound very exciting at all!

As I have said many times before, I don’t have a mortgage and I don’t have the Money Merge Account. It fascinated me for a while, but I’m not sure that it holds as bright of a future as I had thought it would. I still think it is, or was a good thing, and for those using the Money Merge Account, it will probably become something nice someday, but for those attempting to jump onto the bandwagon now… I wonder if that would really be a good idea…

I suppose since I don’t know all the ups and downs about the Money Merge Account and have never had one, there may be some nifty reasons why United First Fincancial agents think it is worth hanging on to, and they are welcome to comment here and tell me all about how great it is if they feel they have anything useful to give.

I have been very busy lately. It seems a lot of things have been happening and I can’t keep up yet, when I try to remember what I have spent all my time on I can’t recall hardly a thing. I am fully out of debt and glad to be. I don’t plan on going into debt or getting a mortgage any time soon, but who can be sure what tomorrow will bring. I am SO ready for the holiday season, I just wish I got more time off from work, but I guess two days is better than nothing.

For those who have been using the Money Merge Account or those who are very smart and know how to manage their money well and keep on top of it, there are many who should now be out of debt and hopefully wiser with their money. I have never had to live paycheck to paycheck and I think I would be quite stressed if I did.

Now on to the important part: I am loving WordPress! For those of you who have never had a website, it is really easy if you have WordPress to help! WordPress is a blogging software but I have helped install it for several people and a lot of people use it as a regular content management system instead of as a blogging software because it is so versatile. It is strange how easy it is and yet how much power it has! I started out using just a feature or two here and there but am learning to use a lot more of the neat features it provides and enhancing it with plugins. It is 101% free so for any of you who haven’t tried it out and want to, check it out! wordpress.org

Its interesting to watch different people try to sell a product. What is sad, but true, is that often times there is a great product for sell, but those who try to sell it will too often force it upon those who they think should buy it. People who don’t want to buy something, won’t buy it! Hard to believe, isn’t it!? Of course not. The problem here is that there are some people who are convinced that a product is a bad product, or else someone tried to force it down their throats and now they won’t accept it. This is exactly what I have seen with the Money Merge Account. There are some people who the Money Merge Account is not for, and there are some people who, although it could help them, they don’t want it. But with either of these types of people, someone has continually tried to sell them an MMA, and, of course, it went bad. So now these people are out there trying to claim how horrible the Money Merge Account is because they ran into the wrong agents who tried to force them to buy it and created a bad relationship.

I am one of those people who likes to stand around the action, but not really get involved with either side… or not to a great degree, at least. I don’t have the Money Merge Account Program, but I do see very legitimate, valid uses for it! It is an amazing program. But what good is it for me to talk about it? Because it is all about the person who needs it. If they need it, it does not mean that they want it! If they are convinced that they don’t want it, even if they do need it, there is no reason in trying further to give it to them. But for those who recognize the power of the Money Merge Account, and want to take advantage of it, and it suits them and their lifestyle, they are going to be super pleased with it.

Such is the way it is with life, and the Money Merge Account, and any other product under the sun that people, need, don’t need, think they need, or think they don’t need.

It has been quite a while since I last wrote! I wish I could say I have learned all there is to learn in the time in which I was away, however, that isn’t the case. There is one piece of information which I found useful which I would like to post on, though.

The Money Merge Account seems to cost a lot! Right? Fortunately, United First Financial has it figured out so someone who wants to purchase the program doesn’t have to have all that money at once to pay for their program to get their mortgage(s) paid off more quickly and efficiently. I asked a question on an official UFirst blog: ProViews about this. I was wondering what if there was no way possible that I could ever come up with the money needed for the Money Merge Account Program, how would I pay for it? And I learned that this fee can be rolled into a heloc and just paid off as the mortgage was paid off.

It still may sound a little sketchy, but this simple question is often what makes people too afraid to even ask a UFirst Agent about the program. There is actually quite a bit of little things like this that are all worked out in advance, but people don’t hear about them or read about them much on the web. This is a good reason to call a UFirst Agent and see what they can tell you. As for me, I will continue to sit in the middle ground. I still don’t own a home, I’m not planning on becoming an Agent or trying to sell anything to anyone, I just like jumping into the middle of it all.

I am finally getting some answers to my questions and thrilled about it, too! Here is part of what one person emailed me regarding the functioning of credit cards with the Money Merge Account. David Edwards emailed me the following:

You asked a few questions here.

My understanding is that the Money Merge Account will not work with a credit card, but I’ve heard it can be amplified with a credit card. I don’t know how that works, but it seems to make sense that a HELOC would be needed as it backs up the program. It is something real, whereas a credit card is backed by nothing. It isn’t real money.

The Money Merge Account would work with a Credit Card, however it is not permitted by the company the reason for this is due to the fact that if you are late with one credit card the banks can all raise your interest rates and then it might not be as effective. You can use several types of lines of credit as the vehicle for the program. The first is a HELOC or home equity line of credit the next is a personal line of credit and the third is a business line of credit. What you have to have is an open ended line of credit with preferably an interest only payment option.

Where the credit card comes in is as a way to accelerate the program the amount of interest that you calculate is based on you keeping your balance down on you line of credit for as long as possible. If you were to charge all of your monthly expenses on a credit card and then pay that off at the end of the month in full you would accrue no interest on the credit card and have been able to keep your monthly income in the line of credit longer.

I hope that answers your question.

I am a broker and have been in real estate for the past 23 years if you or anyone has questions about the Money Merge Account please feel free to drop me a call or email me

He seems like a nice, honest guy! So I’ve provided his link here for people to visit, or, alternately, you can find it on my blogroll.

www.mortgagefreefinancial.com

Along these same lines, you can further read the comment by Travis by going to the topic HELOC, Credit Cards, and Money Merge and reading the comments.

Here’s the deal. If you read my last 2 posts about credit cards, HELOC’s, and the Money Merge Account, you’ll understand the question. What I’m looking for now is the answer. It seems that even official UFF agents don’t know the answer. I even had one of them contact me and say they would answer any questions I wanted to know. When I gave that person my questions and clarified that I would not be purchasing the Money Merge Account, or at least, not for a while, as I have no home or property and, therefore, have no need for it. I never heard from that person again.

I have called the guys at The Jubilee Project several times. They at least will answer my questions even though they know that I am not going to be purchasing the Money Merge Account. I just have questions and I want to be able to answer other people’s questions, too. So, any agents that are brave enough to respond? Here’s your opportunity! If you read this and don’t know the answer to my former question… find it out… or run and hide, as it seems some people do, because I’m not finding straight answers unless I call Jubilee.

I am looking to figure out how a HELOC and/or a credit card works with the Money Merge Account. I wrote a post a week ago hoping somebody would give me some answers, but so far, I’ve found nothing. Either people aren’t finding my blog, or they just don’t care.

But, seriously, I don’t know the answer to this question and I have been looking for it. I couldn’t even find it on my favorite websites that I go to when looking for information. As I said in the last MMA/HELOC/Credit Card post, I wanted other people’s knowledge on this, or even opinions. I don’t want to call somewhere and ask for answers if I can help it. As much as I love to learn, I’m not the type of guy who likes to talk on the phone very much.

So if anyone drops in for a moment and knows a little bit about the Money Merge Account and this subject, would you mind dropping me a comment or emailing me via the About page? I woud appreciate it. Thanks.

I was planning on making me a page on MySpace, but, having high moral standards, I ran into problems with many of the advertisements and pages of too many other people. Then a friend recommended Facebook to me. Facebook is somewhat like MySpace. You have more functionality in some ways and less in others, but there is less junk to deal with, or at least there was when I joined. Now they have added some junk, but still I consider it less than what I found on MySpace.

It is useful for finding friends, as well as for playing games with those friends and keeping in contact with people across the world. I would recommend it for anyone who is interested.